Here is a terrific idea if you’re thinking about searching for a particular ebook online.

We’ve found a site that has the definitive inventory of ebooks you’ll find anywhere online. They’re called Booksonboard.com and really do have the broadest selection we’ve seen anywhere with over 190,000 ebooks all from major publishers and small publishing houses alike.

All eBooks are offered in a choice of Adobe pdf, Mobipocket, Microsoft Reader and Palm/ereader format so anyone can benefit. Their prices are highly competitive too.

Go and pay BooksOnBoard.com a visit and just see their selection of Ebooks for yourself.

Brought to you by BooksOnBoard

Terry Didcott
Make Money

Not all of us have the benefit of financial deep pockets to be able to buy a new car with cash, so most of us have to opt for car finance to cover the bulk of the purchase price.

I’ve found a good place to look for car credit online is netcars.co.uk as their business is motors and because they’re one of the biggest online, you’ll get a good deal from them.

Personally, I like their ability to offer guaranteed car finance even when you don’t have a sparkling clean credit history. While my own financial problems are well in the past, it is still difficult to obtain finance in some areas. At netcars.co.uk they work hard to get the best car loan deal possible and have the benefit of being able to select from a wide panel of finance lenders.

If you do have a good credit history, they offer rates from 7.9% APR, which is pretty good. However, for the likes of an ex-bankrupt, even though it was now many years ago I don’t have to worry. They can even help you if you’re self employed as they have a 90% accept rate. Just to make life easier, they ensure that funds are paid directly to your car dealer supplying the car.

So take a good look at netcars.co.uk for Car Loans. You’ll be glad you did!

Terry Didcott
Make Money

Disclosure Policy

There are certainly highs and lows when it comes to money especially in the way we make money and sometimes suffer the lack of it. In times of money shortage, it is all too easy to turn to the loans companies in the hope of bolstering your bank account and cash flow by the injection of personal loans.

Loan companies make it all too easy to borrow money as I can personally testify to. Several years ago as I was in full time employment and a home owner in the UK, I was a prime example of the perfect candidate for secured loans in the eyes of the loans companies. So I applied for a substantial personal loan.

While my finances looked good on paper, with some equity in my home and a good regular wage, they failed to take into account my actual financial situation, or worse, turned a blind eye to a large mortgage coupled with crippling monthly council tax and utility bills which meant that most of my decent wage was taken before I could even begin to enjoy the fruits of my labours.

That all meant that repaying the loan was almost impossible and had the loan company in question done their homework properly, they would have realized this and not approved such a large loan.

The answer is for both the lender and the borrower to sit down and be realistic about the ability to repay any loan. You should also compare loans in order to get the best deal as you could save quite a bit by choosing one lender over another depending on not only their rates of interest, but also on their set-up and administration charges.

It pays to be honest about what you are doing so if you do take out a loan, you’ll be able to repay it and still have enough money left over to live.

Brought to you by Thrifty Scot

Terry Didcott
Make Money